Adam Hynes
Senior Loan Officer
NMLS #180628
Direct: 631-588-5704
Mobile: 631-495-7716
Fax: 877-220-2681
330 South Service Road, Suite 130
Melville, NY 11747
I am licensed to originate mortgage loans in the following state(s): NY
Low-Down Payment and Renovation Product Info

Adam Hynes

Prospect Mortgage Senior Loan Officer in Melville, New York

A Wide Range of Lending Needs

As a licensed Prospect Mortgage Senior Loan Officer in New York (NMLS #180628), Adam can assist you with your home loan needs, including: 

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo
  • HomePath® REO Financing

Adam welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Adam has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Adam Hynes Anytime

Feel free to contact Adam anytime by phone or email for personalized service and expert advice. Adam will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Adam Hynes is 203(k) Renovation Lending Certified

Adam is also an expert on 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible as well.

Adam values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Adam Hynes if you’d like more information about our Renovation Loan, or any other mortgage financing solution. We offer other  Renovation Mortgages – including HomeStyle® Renovation and HomePath® Renovation Loans – to meet the needs of our borrowers for primary residences, second homes and investors. I look forward to working with you!

What are people saying about Adam Hynes?

"He was AMAZING! Always available for all our questions and concerns. Adam Hynes was very professional, informative and empathetic. He expedited the process and we were able to close on our home even with the governmet being shutdown. We will definitely recommend Prospect Mortgage to all."
- Djyna Ryan,  Lynbrook, NY
"Adam was fantastic and was key to keeping things moving and explained every step of the way. I couldn't be more happy with the way things went. "
- Wayne Scibelli,  Freeport, NY
"Adam Hynes was terrific throughout the entire process. He is easily accessible and breaks things down to make it easy to understand. Adam was extremely professional and I will highly recommend him to all friends and family in the future. "
- John Lipani,  East Islip, NY
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