Barbara Moody - Your Home Loan Professional
Barbara Moody
Sales Manager
NMLS #134897
Direct: 570-587-3385
Mobile: 570-499-1575
Fax: 877-678-5019
222 West Grove St., Suite 101
Clarks Summit, PA 18411
Branch NMLS #1098609
I am licensed to originate mortgage loans in the following state(s): PA
Watch this 2 minute video to learn more about the loan process

Barbara Moody

Prospect Mortgage Sales Manager in Clarks Summit, Pennsylvania

Barbara Moody is a 20-year veteran of the mortgage industry and has developed a strong presence in her Clarks Summit community as a reliable and knowledgeable lender. She began her career as a banking manager and progressed to become a sales manager as the mortgage industry is where she felt most at home. For Barbara, the industry has always been exciting. She finds helping buyers and agents get to closing to be the most rewarding part of her job. Home is where your story begins and Barbara aims to make each homeownership story a positive one!

Barbara and her team are driven by service and are available to assist local clients with the right home loan for their situation. Barbara has built strong relationships with top Clarks Summit Real Estate Agents and enjoys connecting clients with her real estate contacts. Barbara’s Clarks Summit branch offers mortgage loans for purchase or refinance, including FHA, VA, Conventional, FHA and 203(k) Renovation loans.

Barbara is a Greenfield Township native who grew up and still lives in the region. She resides with her husband Chuck and dog Cozmo and enjoys skiing, running and hiking. Barbara’s positive outlook and her ability to provide the right tools and information for her clients has contributed to her success. She aims to enhance the client experience with homeowner education and helping clients determine which loan meets their needs. Barbara and her team are motivated each day to help their clients achieve their goal of homeownership.

Contact Barbara anytime to discuss your mortgage options.

LR 2015-817K

Barbara Moody is 203(k) Renovation Lending Certified

Barbara is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Barbara values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Barbara Moody by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

Please consult a tax advisor for further information regarding the deductibility of interest and charges.

What are people saying about Barbara Moody?

"Prospect Mortgage was amazing through this whole process. Very organized and intentional on making sure this process went smoothly for us, especially being first-time home buyers. Looking forward to working with them again in the future! "
- Jennifer P.,  Scranton, PA
"The entire team was personable, professional and expedient, every promise met or exceeded. They all made the entire process not only less difficult but enjoyable. I can 't say enough wonderful things about Prospect Mortgage. They made buying our home FUN! Kind Regards, Brad Curtis"
- Bradley C.,  Lock Haven, PA
"We had a very good experience and they helped us out a lot, couldn 't have done it without them. I would recommend them to anyone. They are the nicest people to work with. Can 't thank them enough."
- Jerome H.,  Avis, PA
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