Dustan Shepherd - Your Home Loan Professional
Dustan Shepherd
Loan Officer
NMLS #260770
Direct: 913-905-0722
Mobile: 913-687-4550
Fax: 877-721-7056
100 North East Tudor Rd., Suite 100A
Lee's Summit, MO 64086
Branch NMLS #1207222
I am licensed to originate mortgage loans in the following state(s): KS, MO
Watch this 2 minute video to learn more about the loan process

Dustan Shepherd

Prospect Mortgage Loan Officer in Lee's Summit, Missouri

A Wide Range of Lending Needs

As a licensed Prospect Mortgage Loan Officer in Missouri (NMLS #260770), Dustan can assist you with your home loan needs, including: 

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Dustan welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Dustan has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Dustan Shepherd Anytime

Feel free to contact Dustan anytime by phone or email for personalized service and expert advice. Dustan will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Dustan Shepherd is 203(k) Renovation Lending Certified

Dustan is also certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Dustan values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Dustan Shepherd if you’d like more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2
Please consult a tax advisor for further information regarding the deductibility of interest and charges.

What are people saying about Dustan Shepherd?

"Dustan Shepherd kept me educated and informed about the entire process of a 503k loan from application to closing. I had bought and sold homes before but this process was different and although I had a lot of questions, he answered them all kept me sane!"
- Kyle ann P.,  Olathe, KS
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