Eric Pepper - Your Home Loan Professional
Eric Pepper
Loan Officer
NMLS #217327
Direct: 678 594-2591
Mobile: 404 630-3028
Fax: 877-394-2638
1000 Parkwood Cir., Suite 260
Atlanta, GA 30339
Branch NMLS #1197081
I am licensed to originate mortgage loans in the following state(s): GA
Watch this 2 minute video to learn more about the loan process

Eric Pepper

Prospect Mortgage Loan Officer in Atlanta, Georgia

A Wide Range of Lending Needs

As a licensed Prospect Mortgage Loan Officer in Georgia (NMLS #217327), Eric can assist you with your home loan needs, including: 

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Eric welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Eric has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Eric Pepper Anytime

Feel free to contact Eric anytime by phone or email for personalized service and expert advice. Eric will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Eric Pepper is 203(k) Renovation Lending Certified

Eric is also certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Eric values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Eric Pepper if you’d like more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2
Please consult a tax advisor for further information regarding the deductibility of interest and charges.

What are people saying about Eric Pepper?

"Eric was very helpful in guiding me through the process of buying my first home and was very patient with me when I asked too many questions :)"
- Tiffani R.,  Acworth, GA
"He worked with me to problem-solve."
- Justin S.,  McDonough, GA
"Eric Pepper did a fantastic job, took loan application and closed in 20 days. Would not have had the closing with out him."
- Dianna M.,  Newnan, GA
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