Nick Richardson - Your Home Loan Professional
Nick Richardson
Loan Officer
NMLS #966361
Direct: 858-550-2555
Mobile: 949-400-0644
Fax: 877-773-1481
4275 Executive Square, Suite 700
La Jolla, CA 92037
I am licensed to originate mortgage loans in the following state(s): CA
Watch this 2 minute video to learn more about the loan process

Home Scouting App – Agents, where are your buyers shopping today?

Nick Richardson

Prospect Mortgage Loan Officer in La Jolla, California

A Wide Range of Lending Needs

As a licensed Prospect Mortgage Loan Officer in California (NMLS #966361), Nick can assist you with your home loan needs, including: 

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Nick welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Nick has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Nick Richardson Anytime

Feel free to contact Nick anytime by phone or email for personalized service and expert advice. Nick will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

What are people saying about Nick Richardson?

"Nick and team worked incredibly hard to make the mortgage in record time. Very pleasurable to work with."
- Jeffrey M.,  Encinitas, CA
"For this being my first home buying experience Nick Richardson went above and beyond my expectations. Nick's professionalism, knowledge, and exceptional customer service made this home buying experience for me truly rewarding. His associates did a great job as well helping and assisting the whole way through (props to them as well). I will definitely recommend Prospect Mortgage to anyone who is in the market for a new or loan or refinance. Thanks."
- Thomas L.,  Chula Vista, CA
"Nick Richardson is the best Loan Officer on the planet. No need to call anyone else."
- Mylene M.,  San Diego, CA
View More Testimonials for Nick Richardson »
Watch this 2 minute video to learn more about the loan process

Home Scouting App - Where are your buyers shopping today?
More Videos »