Richard Day - Your Home Loan Professional
Richard Day
Sales Manager
NMLS #267265
Mobile: 804-855-4421
Fax: 877-455-4175
7401 Beaufont Springs Drive #200
Richmond, VA 23225
I am licensed to originate mortgage loans in the following state(s): VA
Low-Down Payment and Renovation Product Info

Richard Day

Prospect Mortgage Sales Manager in Richmond, Virginia

A Wide Range of Lending Needs

As a licensed Prospect Mortgage Sales Manager in Virginia (NMLS #267265), Richard can assist you with your home loan needs, including: 

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Richard welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Richard has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Richard Day Anytime

Feel free to contact Richard anytime by phone or email for personalized service and expert advice. Richard will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Richard Day is 203(k) Renovation Lending Certified

Richard is also an expert on 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible as well.

Richard values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Richard Day if you’d like more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

What are people saying about Richard Day?

"Richard was great. An awesome person. He made the grueling process so much better. Many thanks!!"
- John Klonicke,  Henrico, VA
"This was a complex transaction, and it went more smoothly than most of my recent 'simple' transactions."
- Ed Trainum,  Chesterfield, VA
"Kept me updated regularly regarding thr status of the loan . Made appropriate adjustments when needed . Facilated the process between us and the underwriter."
- Fredrick Davidson,  Ruckersville, VA
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