David Wright - Your Home Loan Professional
David Wright
Senior Loan Officer
NMLS #256757
Direct: 858-550-2523
Mobile: 858-349-7468
Fax: 866-217-5184
4275 Executive Square, Suite 700
La Jolla, CA 92037
I am licensed to originate mortgage loans in the following state(s): CA
Low-Down Payment and Renovation Product Info

David Wright

Prospect Mortgage Senior Loan Officer in La Jolla, California

A Wide Range of Lending Needs

As a licensed Prospect Mortgage Senior Loan Officer in California (NMLS #256757), David can assist you with your home loan needs, including: 

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo
  • HomePath® REO Financing

David welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. David has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact David Wright Anytime

Feel free to contact David anytime by phone or email for personalized service and expert advice. David will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

David Wright is 203(k) Renovation Lending Certified

David is also an expert on 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible as well.

David values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact David Wright if you’d like more information about our Renovation Loan, or any other mortgage financing solution. We offer other  Renovation Mortgages – including HomeStyle® Renovation and HomePath® Renovation Loans – to meet the needs of our borrowers for primary residences, second homes and investors. I look forward to working with you!

What are people saying about David Wright?

"Look no further, when it comes to mortgages, Dave is your guy. When we got our first home, we talked to a lot of lenders but no one has the caliber that Dave has. The others were more inclined to go through the marketing speak without explaining the numbers and the pros and cons. He was really helpful and was always available. One thing about getting a mortgage is that your relationship with your Loan Officer does not end on the first meeting. There is this constant back and forth with numbers trying to figure out all the financial what if questions for each house you find. He was always there to help and provide advice whatever time of day. I give Dave an A+ on customer service. Our closing went by without a hitch and ahead of schedule. Honestly, the whole process was too easy to be ..."
- Darby Cacdac,  San Diego , CA
"My Loan Officer was very personable, he took the time to understand what my situation was starting out and every step of the way made me feel as though we were jumping hurdles together. My Loan Officer took the time to answer every and all questions I had and when I didn't understand he took the time to break it down to an understandable level. "
- Timothy Gomez,  National City, CA
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