David Wright - Your Home Loan Professional
David Wright
Senior Loan Officer
NMLS #256757
Direct: 858-550-2523
Mobile: 858-349-7468
Fax: 866-217-5184
4275 Executive Square, Suite 700
La Jolla, CA 92037
I am licensed to originate mortgage loans in the following state(s): CA

Video Learning

Topic: Renovation Lending - Take Advantage of Renovation and Rehab Loans Instead of Credit Cards
Home Buyers Marketing

David Wright

Your Senior Loan Officer in California

As a Prospect Mortgage lending professional, David Wright is knowledgeable about a wide range of different loan programs in order to serve your unique needs and financial goals. Whether you're making a first time purchase, a second home purchase or looking to refinance, David can help you.


David is also an expert on 203k Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.


The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible as well.


David values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.


Please contact David Wright if you’d like more information about our Renovation Loan, or any other mortgage financing solution. We offer other  Renovation Mortgages – including HomeStyle® Renovation and HomePath® Renovation Loans – to meet the needs of our borrowers for primary residences, second homes and investors. I look forward to working with you!


What are people saying about David Wright?
"Look no further, when it comes to mortgages, Dave is your guy. When we got our first home, we talked to a lot of lenders but no one has the caliber that Dave has. The others were more inclined to go ..."
- Darby Cacdac
  San Diego , CA
"My Loan Officer was very personable, he took the time to understand what my situation was starting out and every step of the way made me feel as though we were jumping hurdles together. My Loan ..."
- Timothy Gomez
  National City, CA