Julie Chroust - Your Home Loan Professional
Julie Chroust
Senior Loan Officer
NMLS #249458
Direct: 925-516-5809
Mobile: 925-381-1481
Fax: 877-618-6601
800 South Broadway
Walnut Creek, CA 94596
I am licensed to originate mortgage loans in the following state(s): CA

Video Learning

Topic: Renovation Lending - Take Advantage of Renovation and Rehab Loans Instead of Credit Cards
Home Buyers Marketing

Julie Chroust

Your Senior Loan Officer in California

As a Prospect Mortgage lending professional, Julie Chroust is knowledgeable about a wide range of different loan programs in order to serve your unique needs and financial goals. Whether you're making a first time purchase, a second home purchase or looking to refinance, Julie can help you.


Julie is also an expert on 203k Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.


The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible as well.


Julie values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.


Please contact Julie Chroust if you’d like more information about our Renovation Loan, or any other mortgage financing solution. We offer other  Renovation Mortgages – including HomeStyle® Renovation and HomePath® Renovation Loans – to meet the needs of our borrowers for primary residences, second homes and investors. I look forward to working with you!


What are people saying about Julie Chroust?
"I want to thank Julie Chroust and her assistant for going above and beyond in getting this difficult loan and transaction closed. Their professionalism, attention to detail and extra efforts are ..."
- Jo Sciarroni
  Hayward , CA
"Julie and her assistant Dana were fantastic throughout our experience. They constantly communicated with me and moved very swiftly to ensure that I could complete my home buying process as quickly ..."
- Brandon Nicholson
  Oakland, CA
"Julie answered all my quesions in a timely manner. I had to change the down payment amount several times, and she worked with me to make sure that everything went smoothly."
- Bo Kim
  Lafayette, CA