As a licensed Prospect Mortgage Senior Loan Officer in California (NMLS #249458), Julie can assist you with your home loan needs, including:
Julie welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Julie has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.
Feel free to contact Julie anytime by phone or email for personalized service and expert advice. Julie will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.
Julie is also an expert on 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.
The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible as well.
Julie values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.
Please contact Julie Chroust if you’d like more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!