Julie Chroust - Your Home Loan Professional
Julie Chroust
Senior Loan Officer
NMLS #249458
Direct: 925-516-5809
Mobile: 925-381-1481
Fax: 877-618-6601
800 South Broadway
Walnut Creek, CA 94596
I am licensed to originate mortgage loans in the following state(s): CA
Low-Down Payment and Renovation Product Info

Julie Chroust

Prospect Mortgage Senior Loan Officer in Walnut Creek, California

A Wide Range of Lending Needs

As a licensed Prospect Mortgage Senior Loan Officer in California (NMLS #249458), Julie can assist you with your home loan needs, including: 

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Julie welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Julie has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Julie Chroust Anytime

Feel free to contact Julie anytime by phone or email for personalized service and expert advice. Julie will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Julie Chroust is 203(k) Renovation Lending Certified

Julie is also an expert on 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible as well.

Julie values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Julie Chroust if you’d like more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

What are people saying about Julie Chroust?

"Julie Chroust and team made my refi process painless. They worked with me throughout the process, providing answers to any question I had. I am very happy with their service and expertise, and now because of my refi I am paying $200 less for my mortgage! I love these girls!"
- Angela Sipp,  Hayward, CA
"I want to thank Julie Chroust and her assistant for going above and beyond in getting this difficult loan and transaction closed. Their professionalism, attention to detail and extra efforts are greatly appreciated. Can't wait to do more business with my new Lender Team!! "
- Jo Sciarroni,  Hayward , CA
"Julie and her assistant Dana were fantastic throughout our experience. They constantly communicated with me and moved very swiftly to ensure that I could complete my home buying process as quickly as possible. Factors far outside of their control prevented us from closing for eight months, but Julie and Dana were with us every step of the way, and did everything in their power to help us get our keys as quickly as possible once we were in escrow. Aside from their friendly dispositions, perhaps the best thing about Julie and Dana was their willingness to answer all of my questions, no matter how long it took. I would find myself looking at the clock and realizing that I had been asking questions for nearly an hour straight, and they had never so much as sounded weary. I am very ..."
- Brandon Nicholson,  Oakland, CA
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