Julie Chroust - Your Home Loan Professional
Julie Chroust
Senior Loan Officer
NMLS #249458
Direct: 925-516-5809
Mobile: 925-381-1481
Fax: 877-618-6601
800 South Broadway
Walnut Creek, CA 94596
I am licensed to originate mortgage loans in the following state(s): CA
Watch this 2 minute video to learn more about the loan process

Home Scouting App – Agents, where are your buyers shopping today?

Julie Chroust

Prospect Mortgage Senior Loan Officer in Walnut Creek, California

A Wide Range of Lending Needs

As a licensed Prospect Mortgage Senior Loan Officer in California (NMLS #249458), Julie can assist you with your home loan needs, including: 

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Julie welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Julie has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Julie Chroust Anytime

Feel free to contact Julie anytime by phone or email for personalized service and expert advice. Julie will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Julie Chroust is 203(k) Renovation Lending Certified

Julie is also an expert on 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible as well.

Julie values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Julie Chroust if you’d like more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

What are people saying about Julie Chroust?

"Julie and her crew were always there to support, answer, suggest and keep the process moving. There was never a down time throughout the entire process from start to finish. I would recommend to anybody without any reservations Julie and her team. "
- Ramon B.,  Martinez, CA
"Hello, I was once with Prospect Mortgage before, but this time around, it was a much better experience!! Loan Officer, Dana Wyrick was dynamic to work with, she explained things to me as needed, she took her time with me, I did not feel as if I was a bother to her and in this process one needs to feel comfortable step by step and I felt that comfort!! Also, overall she got back to me right away with any needs. Yes, I would work with her again in a heart beat! As a matter of fact I have already given her contact information to a family member and a friend! Prospect Mortgage, please and always keep Loan Officer, Dana Wyrick around. Thanks always."
- Emmanuel C.,  Fairfield, CA
"They definitely went above and beyond and so much more than what I expected. I'm very thrilled and I feel so lucky I have great Loan Officers working with me. I will DEFINITELY come back for repeat business and refer everyone I know to do business with your company. :-) "
- Maria Irene N.,  Fremont, CA
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Watch this 2 minute video to learn more about the loan process

Home Scouting App - Where are your buyers shopping today?
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