Tom Spaniel - Your Home Loan Professional
Tom Spaniel
Sales Manager
NMLS #228693
Mobile: 214-802-9266
Fax: 877-392-9061
17304 Preston Road, Suite 1200
Dallas, TX 75252
I am licensed to originate mortgage loans in the following state(s): TX
Low-Down Payment and Renovation Product Info

Tom Spaniel

Prospect Mortgage Sales Manager in Dallas, Texas

A Wide Range of Lending Needs

As a licensed Prospect Mortgage Sales Manager in Texas (NMLS #228693), Tom can assist you with your home loan needs, including: 

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo
  • HomePath® REO Financing

Tom welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Tom has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Tom Spaniel Anytime

Feel free to contact Tom anytime by phone or email for personalized service and expert advice. Tom will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Tom Spaniel is 203(k) Renovation Lending Certified

Tom is also an expert on 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible as well.

Tom values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Tom Spaniel if you’d like more information about our Renovation Loan, or any other mortgage financing solution. We offer other  Renovation Mortgages – including HomeStyle® Renovation and HomePath® Renovation Loans – to meet the needs of our borrowers for primary residences, second homes and investors. I look forward to working with you!

What are people saying about Tom Spaniel?

"Tom Spaniel continues to be exceptional from first contact through closing and on evenings and/or weekends too. Thank you, Tom!"
- Robert Gloyd,  Austin , TX
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