Vicki Johnson - Your Home Loan Professional
Vicki Johnson
Area Sales Manager
NMLS #240350
Toll Free: 888-393-9590
Direct: 480-951-0336
Mobile: 480-529-3797
Fax: 877-707-4524
14635 North Kierland Blvd., Suite 100
Scottsdale, AZ 85254
I am licensed to originate mortgage loans in the following state(s): AZ

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Topic: Renovation Lending - Take Advantage of Renovation and Rehab Loans Instead of Credit Cards
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Vicki Johnson

Your Area Sales Manager in Arizona

As a Prospect Mortgage lending professional, Vicki Johnson is knowledgeable about a wide range of different loan programs in order to serve your unique needs and financial goals. Whether you're making a first time purchase, a second home purchase or looking to refinance, Vicki can help you.


Vicki is also an expert on 203k Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.


The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible as well.


Vicki values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.


Please contact Vicki Johnson if you’d like more information about our Renovation Loan, or any other mortgage financing solution. We offer other  Renovation Mortgages – including HomeStyle® Renovation and HomePath® Renovation Loans – to meet the needs of our borrowers for primary residences, second homes and investors. I look forward to working with you!


What are people saying about Vicki Johnson?
"Vicki did a great job from start to finish on our loan!! She kept in touch with us at all times and provided weekly updates. We were very satified with her service!!"
- Mark Bowden
  Phoenix, AZ