Whether you are refinancing, buying your first home, condo or co-op, investment property or even having a home newly built, Prospect has the loan program to fit your needs!
As one of the nation's largest independent residential retail lenders with over 200 locations across the country, we help thousands of people every month through the mortgage process to secure home financing. Because we're a local lender, it's your choice to work with us over the internet, by phone or come in and sit with us face-to-face.
Ready to buy? We can answer your questions and help you with a loan pre-approval* so you can home shop with confidence. You'll know your budget and what you can afford to make an offer on a home. Learn more »
Refinancing can make sense when a new loan can save you money or is a better fit for your long-term goals. Is a refinance right for you? Our Loan Officers can show you all the options and help you decide which products fit those goals. Learn more »
203(k) Renovation Loans
With our Dream Remodel Loan™ you can create the home you've always wanted. The best part is you won't need cash or equity to pay for the renovations!
Renovation loans give customers the ability to purchase or refinance, and roll home improvement costs on the property into the same loan all with one closing.
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Prospect Mortgage specializes in government loans including FHA, USDA and VA loans. We are committed to giving back to the communities we serve, including Veterans who have served in the U.S. Military.
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Fannie Mae Foreclosure Loans
Buying a foreclosure from Fannie Mae can be a great way to get the house you want at an affordable price. Prospect Mortgage has many loan programs that are perfect for purchasing your foreclosure. We can even provide funds to upgrade the home with no additional down payment! Learn more »
Tools & Information
Prospect wants your home-financing experience to be as easy, simple and stress-free as possible. That's why we provide resources to help you understand and work through the mortgage loan process.
- 01/16/2017 - Economic Update - Uptick in Inflation
- 01/12/2017 - Martin Luther King Jr. Day is Monday, January 16
- 01/12/2017 - Economic Update - Outlook for Inflation Rises
- 01/05/2017 - Economic Update - End-of-Year Boost
- 01/02/2017 - Economic Update - Confidence Rises
- 12/29/2016 - Economic Update - Confidence Jumps
Get Set to Renovate!
Learn how our customers' homeownership dreams are coming true by watching Prospect's nationally televised commercial. As seen on TLC, HGTV, IFC and other networks, the commercial will show you how the Prospect Mortgage Dream Remodel Loan can turn a good house into a perfect home.
Watch the commercial, read about real-life customers and learn more about renovation benefits here »