Tracy Brown - Your Home Loan Professional
Tracy Brown
Loan Officer
NMLS #103068
Direct: 252-353-6400 x204
Mobile: 252-531-7237
Fax: 877-795-0497
3851 Dunhagan Rd. Suite 106
Greenville, NC 27858
I am licensed to originate mortgage loans in the following state(s): NC

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Topic: Renovation Lending - Take Advantage of Renovation and Rehab Loans Instead of Credit Cards
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Tracy Brown

Your Loan Officer in North Carolina

As a Prospect Mortgage lending professional, Tracy Brown is knowledgeable about a wide range of different loan programs in order to serve your unique needs and financial goals. Whether you're making a first time purchase, a second home purchase or looking to refinance, Tracy can help you.


Tracy is also an expert on 203k Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.


The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible as well.


Tracy values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.


Please contact Tracy Brown if you’d like more information about our Renovation Loan, or any other mortgage financing solution. We offer other  Renovation Mortgages – including HomeStyle® Renovation and HomePath® Renovation Loans – to meet the needs of our borrowers for primary residences, second homes and investors. I look forward to working with you!


What are people saying about Tracy Brown?
"Tracy Brown was extremely helpful in helping us secure our new mortgage. She was very responsive to all of our questions and worked tirelessly to make everything happen in a timely manner. She was ..."
- James Fusco
  Waxhaw, NC
"My Loan Officer was reachable, speedy, and understood my financial capabilities. Everyone I dealt with with I the company was great!"
- Andrew Mcleod
  Kenly, NC
"My Loan Officer's name was Tracy. She made sure that I truly understood the loan process and she made herself available for questions 24 hours out of the day. I would recommend her to any and ..."
- Bennie Blount
  Winterville, NC